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Lending intelligence

The credit officer's second brain.

A modular suite for the loan origination lifecycle — from intake and statement parsing to CAM generation, deviation handling and verification. Configured to your policy, your format, your tier structure.

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01
In the suite

Six modules, one origination flow.

Adopt the whole suite or drop a single module into your existing LOS. Every module is API-first and self-hostable.

Generation
01

CAM generation

Compose Credit Approval Memos in your bank's exact format, with deviation flags and inline policy citations.

  • Your template, your tiers
  • Clause-level citations
  • Human-in-the-loop QC
Analysis
02

Statement analyser

12 months of bank statements parsed in under 60 seconds — cash-flow, recurring obligations, anomalies.

  • Multi-bank ingestion
  • Round-tripping detection
  • Salary regularity
Profile
03

Applicant 360°

Every signal, covenant and prior decision on one screen, with a recommendation and a full decision trail.

  • Bureau + income score
  • Policy-fit scoring
  • Audit timeline
Verification
04

Video PD

Verify property without a site visit — geotagged, annotated, and attached to the CAM automatically.

  • Boundary detection
  • Geotag + timestamp
  • Auto-report
Knowledge
05

Policy chat

Underwriters ask, Newron answers — sourced from your policy book with page-level references.

  • Sourced answers
  • Pre-fills deviations
  • Always current
Controls
06

Deviation engine

Detects, classifies and routes deviations against your credit policy and tier override matrix.

  • Tiered overrides
  • Reason codes
  • Maker-checker
02
Coverage

Built for the products you actually originate.

Pre-trained on Indian commercial and consumer credit. New products onboard in days, not quarters.

Commercial
6 products
Loan against propertyOverdraftGold loanEquipment financeRevenue-based financeLine of credit
Consumer
6 products
Home loanAuto loanLoan against securitiesPersonal loanEducation loanCredit card
Measured in production
What credit teams see in production
66%
REDUCTION IN TAT
200%
PRODUCTIVITY UPLIFT
65k+
HOURS SAVED
03
How it fits

From application to decision-ready.

Newron sits between your LOS and your credit committee — automating the mechanical work so officers spend time on judgement.

STEP 01
Intake from your LOS
Application, KYC and bureau pulled automatically the moment a file is created.
STEP 02
Statement & document analysis
Bank statements, ITRs and GST returns parsed; anomalies and obligations surfaced.
STEP 03
CAM drafted in your format
Sections written with citations; deviations flagged against your policy book.
STEP 04
Verification & remediation
Video PD scheduled and attached; missing artefacts requested before review.
STEP 05
Officer review & decision
A clean recommendation with a complete, exportable audit trail.
“Newron’s CAM engine replaced three weeks of human review with a 40-minute QC step. Our credit officers stopped reformatting Excel and went back to actually underwriting.”
Head of Credit · Tier-1 NBFC · ₹38,000 Cr AUM
04
Questions

Common questions.

Does it work with our existing LOS?+

Yes. Newron is API-first with REST + webhook surfaces and drops into your loan origination system without replacing it. Most integrations are live within a quarter.

Where does our data live?+

Wherever you need it to. Newron self-hosts on your VPC, on-premise, or fully air-gapped. Your engineers keep the keys; compliance gets a complete audit trail.

Can it follow our credit policy exactly?+

The suite is configured to your policy book, formats and tier override matrix. Deviations are detected and routed against your own rules, not generic ones.

What about model accuracy?+

Our custom models score within striking distance of frontier systems on the tasks that matter, at a fraction of the inference cost — and every output is sourced and reviewable.

Get started

See Newron on your own credit files.

We'll spin up a sandboxed instance against a slice of your data and deliver a working pilot with eval numbers your team can trust.

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